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Our Commitment To Combating Food Scarcity With Eat. Learn. Play.
Food insecurity has dramatically increased for millions of Americans in the wake of job losses, business closures and overdue rent payments brought about by the impact of the pandemic. In the Bay Area, one in four kids is currently affected by hunger and food insecurity, including at least 18,000 children who rely on school meals … Continued The post Our Commitment To Combating Food Scarcity With Eat. Learn. Play. appeared first on Ripple. дальше »
2020-12-21 20:57
Ripple Adds Sandie O’Connor To Board of Directors
Today, Ripple is thrilled to announce that Sandie O’Connor is joining its Board of Directors. O’Connor has over 30 years of leadership experience with a deep background in finance, treasury, capital markets and regulatory affairs. дальше »
2020-12-16 04:15
CBDCs and Interoperability: Bridging the Gap in Innovation
Central Banks will play a critical role in the new, modern global financial infrastructure that blockchain technologies will undoubtedly underpin. Central Bank digital currencies (CBDCs) are an important development for Central Banks, allowing for the continuation of sovereign monetary policy in a digital asset world—to the benefit of billions of people around the world. дальше »
2020-12-4 22:00
How Do Derivatives Drive New Entrants Into the Crypto Market?
Ten months into the pandemic and COVID-19 continues to negatively impact global markets. However, trading of crypto derivatives is on the rise. The crypto market is maturing as applications of real-world solutions and new financial products drive global adoption. дальше »
2020-12-2 00:29
How UPenn Uses Blockchain To Incentivize Sustainable Energy Use
Like many colleges across the country, The University of Pennsylvania (UPenn) currently has few students on campus due to the impact of COVID-19. Assistant Professor of Architecture, Dorit Aviv is taking advantage of all those empty dorm rooms to establish an innovative sustainability project based on Internet of Things (IoT) and blockchain technology. дальше »
2020-11-21 22:23
Examining the Regulatory Outlook for Digital Assets
Watch the full session from Ripple Swell Global 2020 today. More than 10 years has passed since the launch of Bitcoin, but the cryptocurrency industry remains largely the preserve of blockchain enthusiasts and fintech startups. дальше »
2020-11-18 23:54
The Ripple Drop: Developing the XRP Ledger and the Future of Crypto Regulation in the US
The latest episode of The Ripple Drop looks ahead to the future development of the XRP Ledger and how US crypto regulation needs to evolve to help tech innovators. Changing the Face of Global Payments Vidya Mani accepted the role of Ripple’s new VP of Engineering because she believes the company has a compelling opportunity … Continued The post The Ripple Drop: Developing the XRP Ledger and the Future of Crypto Regulation in the US appeared first on Ripple. дальше »
2020-11-14 03:13
OCC’s Embrace of Digital Assets and Banks Opportunity to Integrate
The Office of the Comptroller of Currency’s (OCC) letter from July 2020 gives the green light to financial institutions to confidently develop their capabilities for handling digital assets and their associated applications. дальше »
2020-11-13 22:55
OCC’s Embrace of Digital Assets and Bank’s Opportunity to Integrate
The Office of the Comptroller of Currency’s (OCC) letter from July 2020 gives the green light to financial institutions to confidently develop their capabilities for handling digital assets and their associated applications. дальше »
2020-11-11 22:55
Q3 2020 XRP Markets Report
Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly sales updates, relevant XRP-related announcements and commentary on previous quarter market developments. дальше »
2020-11-6 21:36
How the U.S. and EU Central Banks View the Future of CBDCs
Watch the full session from Ripple Swell Global 2020 today. With China set to launch the world’s first Central Bank Digital Currency (CBDC) by the end of the year, pressure is mounting on the world’s other major central banks to join the digital revolution. дальше »
2020-11-3 00:59
Beyond Proof of Work: the XRPL Consensus Solution
With the digital currency revolution continuing to gather pace, the debate between advocates of proof-of-work and newer agreement algorithms rages on. Beyond the rhetoric, the evolution of the consensus approach continues to make steady progress that, due to design limitations, transactionally-focused proof-of-work networks find it difficult to match. дальше »
2020-11-1 21:13
Creating a More Inclusive Financial System With Crypto
In the latest episode of Block Stars, Ripple CTO David Schwartz talks to Daniel Vogel, CEO and Co-Founder of Mexico’s leading crypto exchange, Bitso. Mexico’s economic uncertainty and volatile currency means that many Mexicans use US dollars to protect their assets. дальше »
2020-10-24 21:19
Blockchain in Payments Report 2020: From Adoption To Growth
For the third straight year, Ripple is excited to share its annual Blockchain in Payments Report—a comprehensive look into the fintech industry and blockchain’s increasing role in payments. This year’s report uncovered that not only is growth indeed possible for blockchain and digital assets initiatives, but that familiarity and positive sentiment continue to rise as … Continued The post Blockchain in Payments Report 2020: From Adoption To Growth appeared first on Ripple. дальше »
2020-10-16 21:06
Mercy Corps: Leveraging the Potential of Fintech To Accelerate Financial Inclusion in Emerging Markets
Among the founding ideas for Ripple is to expand global financial inclusion for everyone—not just those in wealthy nations. The existing financial system is antiquated, broken and poorly designed to serve the needs of those in emerging markets, which are too often overlooked by financial service providers. дальше »
2020-10-16 10:00
How Digitization Can Boost Financial Resilience for People in Poverty
As the world’s poorest people struggle with the economic impact of COVID-19, a potential source of hope has been found in Kenya. Around half of the East African nation’s 52 million people use the mobile payments service, M-Pesa. дальше »
2020-10-15 00:03
Open Payments Coalition Opens More Doors for Developers
Earlier this summer, Ripple joined global companies and nonprofits as a member of the Open Payments Coalition to launch PayString, the universal payment identifier. Today PayString has the potential to reach 125 million consumers through nearly 50 members of the Open Payments Coalition which includes new partners AirTM, Atomic and CoinPayments. дальше »
2021-7-30 02:19
Fund Instant Cross-Border Payments With a Line of Credit From RippleNet
Today, Ripple launched Line of Credit, a new beta service on RippleNet that allows customers using On-Demand Liquidity (ODL) to source capital on demand to initiate cross-border payments at scale using the digital asset XRP. дальше »
2020-10-9 19:11
Lemonway Leverages RippleNet To Unlock Faster Euro-To-Euro Payments
Marketplace businesses are expanding access to new global customers and consumer access to new products—allowing sellers to grow their business faster than ever before. Yet, while these platforms meet consumer’s requirements for simple and efficient purchases, today’s slow, complex global payment processing and settlement experience is unable to shoulder the needs of businesses in this … Continued The post Lemonway Leverages RippleNet To Unlock Faster Euro-To-Euro Payments appeared first on Ripple. дальше »
2020-10-6 10:01
Hello (again), World!
In 2018, we announced Xpring to help build upon Ripple’s vision of enabling the Internet of Value by supporting the community of developers building with XRP. In December 2019, we formally launched Xpring as a platform to provide developers with the protocols, tools, and services to help them build the Internet of Value. дальше »
2021-7-30 04:15
Ripple’s Mission in Action
Today’s economies are increasingly global. The advent of new technology has transformed the standardization, speed and cost of the transportation of goods and information exchange. Yet, financial services and the exchange of value remains unreliable, slow and expensive. дальше »
2020-10-6 20:21
Why Sustainability Is Essential for the Future of Money
Block Stars is a podcast series where Ripple CTO David Schwartz meets blockchain’s most innovative and impactful thinkers. In the latest episode, David talks with serial entrepreneur Sid John Leopold about the environmental impact of blockchain technology and what it means for the future of money. дальше »
2020-9-30 21:53
Interoperability Will Determine CBDC Winners and Losers
As Congress debates the potential of a second coronavirus stimulus bill, 9 million Americans are still waiting for their first $1,200 payment check to arrive in the mail. The inability of our existing financial infrastructure to respond quickly and effectively to an emergency like COVID-19 has prompted fresh debate about how innovations like digital currencies … Continued The post Interoperability Will Determine CBDC Winners and Losers appeared first on Ripple. дальше »
2020-9-25 20:59
Mojaloop: Creating a More Financially Inclusive Future
Ripple’s founding vision is to enable the world to move value like information does today—a concept we refer to as the Internet of Value (IoV). This vision remains essential to Ripple’s foundation and contributes to its driving motivation to create greater economic opportunity for all. дальше »
2020-9-17 19:47
The World Economic Forum’s Sheila Warren Keynotes Ripple Swell Global 2020
Today, the blockchain and digital currency industry is at an inflection point, similar to that of the internet boom of the 1990’s. Not unlike the internet’s historic impact, these technologies have the capacity to engender greater financial inclusion and economic opportunity. дальше »
2020-9-17 00:19
The Role of Blockchain and Digital Assets in Cross-Border Payments
In our last discussion we showed how the fragmented landscape of cross-border payments is being redefined by the power of ISO standardization, and the fresh technology approach of RippleNet. Today, cross-border payments are on the cusp of transformation. дальше »
2020-9-10 20:56
Why Real-time Cross-Border Payments Are Poised to Breakthrough
If the COVID-19 pandemic has taught us one thing about payments, it’s that speed, reliability and on-demand access to money is critically important in a world powered by digital interaction. Our world may be forever changed, but with that change comes the potential to optimize better ways of doing day-to-day life tasks—payments included. дальше »
2020-9-3 21:00
Why Real-Time Cross-Border Payments Are Poised To Breakthrough
If the COVID-19 pandemic has taught us one thing about payments, it’s that speed, reliability and on-demand access to money is critically important in a world powered by digital interaction. Our world may be forever changed, but with that change comes the potential to optimize better ways of doing day-to-day life tasks—payments included. дальше »
2020-9-25 21:00
Why Unifying Payments Infrastructure Will Boost Financial Inclusion
The latest episode of Block Stars is the conclusion of current Ripple CTO David Schwartz’s two-part conversation with former Ripple CTO, Stefan Thomas. Stefan is now the founder and CEO of Coil, a Web Monetization service that streams payments to publishers and creators based on the amount of time Coil members around the world spend … Continued The post Why Unifying Payments Infrastructure Will Boost Financial Inclusion appeared first on Ripple. дальше »
2020-9-1 21:00
UBRI Expands To New Global Markets With More Than 35 University Partners
The blockchain industry is making significant strides in terms of innovation and technological advancements. Much of this progress can be attributed to academia helping to drive the industry forward by turning its attention toward new curriculum, research and technical problem solving, knowledge sharing and convening. дальше »
2020-8-27 16:01
Ensuring That Our Digital Future Is a Sustainable One
The economic shutdown carries with it some surprising—and welcome—reverberations beyond just the stock market. Case in point: the resulting environmental impact. The world is bearing witness to massive reductions across nearly every energy sector imaginable. дальше »
2020-8-15 21:00
Back to the Future: An Interview with David Schwartz and Stefan Thomas
On the latest episode of Block Stars, David Schwartz aka “JoelKatz”—as he’s known online—the creator of the XRP Ledger and current CTO of Ripple, sat down with Stefan Thomas, former CTO of Ripple and current CEO of Coil, to discuss the early days of blockchain, and their time working together on the XRP Ledger, Codius … Continued The post Back to the Future: An Interview with David Schwartz and Stefan Thomas appeared first on Ripple. дальше »
2021-7-30 06:49
How Bitcoin’s Limitations Inspired the XRP Ledger
The latest episode of Block Stars is the first of a two-part conversation between current Ripple CTO, David Schwartz and former Ripple CTO and current CEO of Coil, Stefan Thomas. David and Stefan first met at Ripple after Stefan was hired based on his previous work bringing Bitcoin to web browsers. дальше »
2020-8-12 23:56
Announcing the Winners of the PayString Hackathon
On June 18, 2020, PayString was launched with a coalition of over 40 companies. After the PayString Developer Conference on June 25, 2020, Ripple kicked off a six-week long $25K+ virtual hackathon on Devpost in order to continue momentum and drive further engagement of the PayString developer community. дальше »
2021-7-30 10:24
What’s at Stake For The U.S. When It Comes To Digital Asset Regulation
Our last post discussed the importance of smart digital asset regulation and why the U. S. is falling dangerously behind. We are encouraged that some U. S. agencies are acknowledging and welcoming the benefits of this new technology to consumers including the U. дальше »
2020-8-7 21:13
What’s at Stake for the U.S. When It Comes to Digital Asset Regulation
Our last post discussed the importance of smart digital asset regulation and why the U. S. is falling dangerously behind. We are encouraged that some U. S. agencies are acknowledging and welcoming the benefits of this new technology to consumers including the U. дальше »
2020-8-8 21:13
Doubling Down on XRPL Labs
In early 2019, Xpring announced its investment in XRPL Labs, led by Wietse Wind, as part of a broader effort to support companies and projects building on the XRP Ledger. Today, we are announcing an additional investment in XRPL Labs to support the continued growth and development of its Xumm Wallet & Platform, which Xpring … Continued The post Doubling Down on XRPL Labs appeared first on Ripple. дальше »
2021-7-30 23:00
Q2 2020 XRP Markets Report
Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly programmatic and institutional sales updates, relevant XRP-related announcements, such as Xpring and RippleNet partnerships, and commentary on previous quarter market developments. дальше »
2020-8-4 21:23
“How the U.S. Can Pave the Way for Global Digital Asset Regulation—and Why It Should”
Change is brewing in the world of digital assets—and most of it is encouraging. Recent news and developments this past year signal that the industry is maturing—with sophisticated financial institutions, central banks and global standard setting bodies all leaning into the discussion. дальше »
2020-7-31 21:19
How the U.S. Can Pave the Way for Global Digital Asset Regulation—and Why It Should
Change is brewing in the world of digital assets—and most of it is encouraging. Recent news and developments this past year signal that the industry is maturing—with sophisticated financial institutions, central banks and global standard setting bodies all leaning into the discussion. дальше »
2020-8-4 21:19
The Role of Digital Assets in a Post-COVID World
Ripple CTO David Schwartz continues to explore the wider world of blockchain and digital assets on the Block Stars podcast. In the latest episode, he talks with Professor of Economics and Political Science at the University of California, Berkeley, Barry Eichengreen, about the current state of the global economy and where digital assets fit in … Continued The post The Role of Digital Assets in a Post-COVID World appeared first on Ripple. дальше »
2020-7-29 21:28
How UBRI Supports Critical New Research into Blockchain Anonymity
By its decentralized nature, a blockchain is extremely difficult to hack. That does not mean that digital assets and wallets built on the technology are invulnerable, which is why the organizations behind them spend so much time thinking about security. дальше »
2020-7-21 21:29
Block Stars: How Beanie Babies Show that Digital Assets Need Smart Regulation
In episode seven of the Block Stars podcast, Ripple CTO David Schwartz is joined by Ripple General Counsel, Stu Alderoty to discuss the current state of global cryptocurrency regulation. David probably didn’t expect Ripple’s Chief Legal Officer to reference Beanie Babies during their conversation, but the often-valuable stuffed toys are a great analogy for why … Continued The post Block Stars: How Beanie Babies Show that Digital Assets Need Smart Regulation appeared first on Ripple. дальше »
2020-7-15 20:45
Santander Partners with Ripple to Bring Certainty and Speed to International Payments
As well as being one of the biggest banks in the world, Banco Santander also has a reputation as one of the finance industry’s most innovative organizations. Since the launch of its innovation fund, InnoVentures in 2014, Santander has invested heavily in a range of digital technologies. дальше »
2020-7-9 20:24
The Environmental Impact: Cryptocurrency Mining vs. Consensus
Sustainability is a conversation that many seem to prefer to avoid with regard to currency and commerce, but the environmental ramifications of producing currency are shockingly profound. In fact, the sustainability of money is a hot topic that’s inspired many heated debates and in-depth research reports. дальше »
2020-7-9 00:00
Block Stars: Why Mainstream Consumers and Enterprises are Joining the Blockchain
In the latest episode of the all-things-crypto podcast Block Stars, Ripple CTO David Schwarz talks to BRD CEO Adam Traidman. BRD was the very first crypto wallet released on Apple’s App Store back in 2014, so Adam is used to explaining digital wallets to the uninitiated. дальше »
2020-7-1 21:13
Why I Joined Ripple
Ripple’s vision is to enable the world to move value like it moves information today—a concept referred to as the Internet of Value (IoV). It’s a goal that is close to my heart. Almost 20 years ago, I immigrated to the United States from India and personally experienced the challenges and expense inherent in sending … Continued The post Why I Joined Ripple appeared first on Ripple. дальше »
2020-6-30 19:00
Introducing ChefXRP
Last week, we launched PayID, with a coalition of over 40 companies around the world. PayID is an open protocol that helps improve the user experience of sending and receiving a payment across siloed payment networks using a standardized address format (user$domain. дальше »