People have always thought that Bitcoin (BTC) halvings were big events for the whole crypto market, and they have always caused huge price jumps in both BTC and altcoins.

With the second halving coming up, crypto prices today reflect that investors are getting ready for another bull market.

But there are new chances popping up that go beyond Bitcoin (BTC).

Mutuum Finance (MUTM) is a DeFi project that has already gone up from $0.01 to $0.035 in its early stages.

It is one of the greatest tokens to acquire before this big event, especially because it is getting set to list for $0.06.

Mutuum Finance (MUTM) is getting ready to launch a Peer-to-Contract (P2C) system that will transform the way regular investors make money from their crypto.

In this architecture, users would put stablecoins like USDT, USDC, or DAI and significant tokens like ETH, SOL, and ADA into smart contracts that have been checked.

These pools will give borrowers liquidity, and they will post collateral that is more than what they need.

As more people use the pool, interest rates will change automatically. This will create a cycle that maintains the system stable and maximizes returns.

For instance, if an investor gives the protocol $20,000 in DAI, they will get mtDAI tokens that show how much they own.

These mtTokens will become more valuable as interest builds up. At an average annual percentage yield (APY) of 15%, this lender will make about $3,000 a year without doing anything.

The technology will let users access liquidity on the borrowing side without losing long-term exposure.

Think of a trader putting up $5,000 in SOL as security to borrow $3,750.

This would let them get the money they need while still benefiting from future SOL price rise.

The presale, which is presently in Phase 6 and costs $0.035 per token, is what is driving this momentum.

The initiative has now raised $15.75 million, and 40% of the phase’s allocation has been sold, bringing in more than 16,300 holders.

Mutuum Finance (MUTM) is gaining trust as it draws closer to becoming listed, thanks to a CertiK audit that gave it a high score for security.

Crypto charts show that tokens that pass strict audits and provide actual yield utilities are likely to have better long-term demand. MUTM is predicted to follow this trend.

Mutuum Finance (MUTM) is also getting ready to launch a Peer-to-Peer (P2P) lending system that will work with tokens that are riskier or less liquid, such as SHIB, PEPE, DOGE, and FLOKI.

The protocol will maintain the integrity of its P2C pools by separating these assets into direct lender-borrower agreements.

This will also provide investors with more chances to negotiate higher returns.

This two-part methodology makes sure that the platform will find a balance between safety and innovation, which is something that not many other companies are accomplishing.

The protocol will also add protections to help keep liquidity stable in markets that are changing quickly.

The loan-to-value ratios will change depending on how risky the assets are. For stablecoins like ETH, they can go up to 75%.

For more volatile tokens, they can only go up to 35% to 40%. Liquidation levels of 80% for stable assets and 65% for risky assets will make sure that troubled positions are resolved without hurting the system.

Mutuum Finance (MUTM) will apply a Stability Factor and provide liquidators discounts to make sure that lenders are safe and that solvency is maintained.

These techniques will let the initiative survive rough market cycles, which will set it apart from other projects that are only trying to get attention.

As investors get ready for the next Bitcoin (BTC) halving, history shows that institutional buying and crypto ETF activity will bring in a new wave of positive momentum across the market.

Analysts say that BTC will try to reach $200,000 after the halving. This would make people even more interested in altcoins that pay genuine interest.

Mutuum Finance (MUTM) has already grown by 250% in its presale and is almost ready to list at $0.06.

It is the kind of DeFi jewel that does well throughout these big changes.

For anyone seeking the next big thing in crypto pricing today, MUTM is shaping up to be one of the best opportunities before the next big run starts after the halving.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top crypto to buy before the next halving takes BTC to $200K; this DeFi gem already delivered 250% appeared first on Invezz

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