2024-10-23 02:01 |
Peanut has unveiled a beta version of its groundbreaking self-custodial offramp. This feature empowers users to seamlessly cash out any token across more than 20 EVM chains directly to their bank accounts, eliminating the need for centralized exchanges. The initial rollout of this beta feature is taking place in the EU and US markets.
This innovative beta feature establishes a crucial link between cryptocurrency and traditional fiat currency. Users can convert funds from any token across more than 20 EVM chains directly into US Dollars or Euros, seamlessly transferring to their bank accounts without the necessity of centralized exchanges or other custodial options. This connects blockchain networks and traditional fiat payment systems such as IBAN, BIC, or SWIFT.
Peanut’s standout capability is facilitating fund transfers through QR codes or popular messaging platforms like WhatsApp, Telegram, and email. Thanks to the self-custodial offramp, recipients can seamlessly transfer their funds straight to their bank account, eliminating the necessity of having their wallet. This innovation in digital currency accessibility transforms how we transfer funds across platforms, making the process seamless and intuitive for users. Beyond the ability to send funds seamlessly, regardless of whether the recipient is in the crypto or fiat realm, self-custodial wallet users can now effortlessly transfer their assets directly into their bank accounts, bypassing the need for a centralized exchange.
“Texting money is now possible,” said Hugo Montenegro, co-founder of Peanut and a Harvard graduate. “This is a major step toward simplifying crypto for everyday use, meaning you can send stablecoins through channels like WhatsApp, Telegram, Email etc. We use this to pay freelancers all the time.”
During the beta launch of this innovative feature, users will benefit from a special fee structure of just $1 plus a 0.25% transaction fee. The minimum withdrawal threshold is set at $10.
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