2018-7-18 16:25 |
Mastercard has filed a new patent for consumer protection and payment transactions based on blockchain technology, according to a US Patent and Trademark Office (USPTO) patent filing published July 17.
The new patent application includes a new form of a public blockchain-based method for linking assets between blockchain and fiat currency accounts.
Mastercard’s patent describes the method for “managing fractional reserves of blockchain currency” as storing fiat currency in one central account with a “blockchain currency” stored in a second.
The system would include a “plurality of account profiles, each profile including a fiat currency amount, blockchain currency amount, account identifier, and address,” for identifying user accounts for transactions.
Last month, Mastercard had filed another patent for for a blockchain system to speed up payments and to make them more secure.
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