Digitap (TAP) is a fintech-focused crypto project that is right now in presale. It combines crypto and everyday payments in one app. The idea is simple; users manage crypto and fiat in the same place with the goal of using services like Visa cards, SEPA transfers, and SWIFT payments from a single interface.

Like many early Web3 projects, Digitap has created both curiosity and doubt. The mobile app is live in beta, while several of the financial features promoted on the website are still under development.

That leads to the main question many people ask before joining the presale: Is Digitap legit or a scam?

To answer that, we reviewed Digitap’s whitepaper, roadmap, tokenomics, audit reports, and public information. Before we jump into details, let’s understand what we actually looked at when it comes to Digitap.

We had a look at how far the product has come so far. Also, we researched what still needs to be delivered. In this review, we will focus on the facts, the current situation, and realistic expectations. 

Digitap is built as a global payment app that lets users manage both crypto and traditional money in one place. The project’s main goal is to make everyday payments simpler, without jumping between different wallets and banking apps.

Several top cryptos are supported, including Bitcoin, Ethereum-based tokens, BNB, and Solana. Also, it works with major fiat currencies, including USD, EUR, and GBP, so users can move between cryptos and cash easily.

One feature that is already live is the Digitap Visa crypto card. Users can order the card directly through the app and use it to pay at merchants or withdraw cash from ATMs. Crypto balances are converted into local currency at the moment of payment, with standard exchange and processing fees applied.

Digitap’s roadmap also includes international transfers through SEPA and SWIFT. These additions are meant to strengthen Digitap’s role as a practical link between crypto and traditional finance, rather than just another standalone crypto wallet.

TAP is the native token of the Digitap ecosystem. It is built on Ethereum using the ERC-20 standard.

The token is meant to play a functional role inside the app. Based on the whitepaper, TAP holders may benefit from lower fees, VIP and staking rewards, and governance participation.

The ongoing TAP presale has raised more than $2.5 million so far, and over 150 million TAP tokens have been sold. Tokens purchased during the presale are distributed after the presale ends, although no exact end date has been announced.

The current presale price for TAP stands at $0.0371, while the listing price has been confirmed at $0.14. Early participants who joined the first presale stage at $0.0125 are on a nearly 200% theoretical gain based on current pricing, even before the token begins trading on public markets.

As with most presales, buyers are funding future development rather than purchasing access to a finished product. The usefulness of TAP will depend on how widely the Digitap app is adopted once more services go live.

So, is Digitap a scam or a legitimate project?

Based on what is publicly available today, Digitap appears to be a legitimate early-stage fintech project, not an outright scam. The team has released a working beta app, users can already sign up and use core features, and the project has published clear documentation outlining how the ecosystem is meant to function. In addition, the TAP token smart contract has been independently audited, which reduces technical risk at the token level.

Another factor that supports Digitap’s legitimacy is that development is visible. The app is live, the Visa crypto card can already be ordered, and features are being rolled out in stages rather than promised as instant, unrealistic launches. This kind of phased approach is typical for fintech platforms that need to balance product development with compliance and partnerships.

That being said, Digitap is clearly not a finished product. Some key services, such as international bank transfers through SEPA and SWIFT, are still on the roadmap and will depend on regulatory alignment and third-party providers. This means there is still execution risk, especially when it comes to expanding into more regulated areas of finance.

Overall, Digitap falls into a category of presale projects that are doing more than most at this stage, while still actively being built. Its long-term success will depend on continued delivery, partnerships, and regulatory progress. For now, the early signs point to a serious project with a clear direction, rather than a short-term or deceptive setup.

A major topic around Digitap is its plan to offer banking-style services. Visa cards, SEPA transfers, and SWIFT payments usually involve regulated financial infrastructure.

Many fintech apps do not hold banking licenses themselves. Instead, they work with licensed partners that provide these services behind the scenes. This is a common setup in both traditional fintech and crypto-enabled payment apps.

At this stage, Digitap has not publicly confirmed finalized partners for these services. That means users should treat these features as planned rather than active.

This does not mean the services cannot be delivered in the future. It does mean that timelines and availability may change as regulatory and partnership requirements are addressed.

Digitap promotes a privacy-friendly onboarding process. Reduced KYC requirements are common in crypto-native platforms, especially during early development stages.

However, once a platform expands into fiat payments and international transfers, compliance standards usually increase. Most fintech apps adjust their onboarding requirements as new features go live.

Digitap appears to be following this strategy. Users should expect account requirements to evolve as the platform moves closer to offering regulated financial services.

Digitap does not currently publish detailed information about its core team. In crypto, anonymous or semi-anonymous teams are not unusual, especially in early phases.

That said, projects offering financial services typically increase transparency over time. Clearer information about leadership, company structure, and partners would likely strengthen trust as Digitap develops.

At this stage, limited team disclosure is best viewed as a risk factor to monitor, rather than proof of misconduct.

The Digitap mobile app is live in beta on both iOS and Android. Its current focus is on custodial crypto wallet functionality.

Custodial wallets are widely used in payment-focused crypto apps because they simplify onboarding and user experience. Users do not manage private keys directly, which allows features like account recovery and customer support.

The TAP token has a fixed total supply of 2 billion tokens.

The allocation is structured as follows:

The team’s allocation is vested over five years, which aligns with long-term growth and plans, and is viewed as a positive sign.

Overall, the tokenomics looks more than solid with a structure commonly seen in utility-focused presale projects.

Digitap’s roadmap is divided into several phases. Early milestones include the beta app launch, smart contract deployment, staking activation, and initial community growth.

Later phases focus on expanding the app’s functionality, growing the user base, and rolling out additional financial services.

No fixed dates are listed for future milestones. Even though this reduces short-term clarity, it is common for fintech projects that depend on regulatory and partnership timelines.

Digitap’s TAP token smart contract has been audited by Coinsult and SolidProof. Neither audit reported critical issues with the contract.

These audits apply only to the token itself, not the mobile app or backend systems. As the platform grows, further security reviews would help improve transparency and confidence.

Claims of strong security are common across fintech platforms, and more detailed disclosures would be expected as Digitap matures.

Digitap is one of many crypto presales available in 2025. Investors often compare multiple projects before committing capital.

This presale focuses on Layer-2 scalability for Bitcoin, with an emphasis on infrastructure rather than consumer-facing payments. 

The project aims to improve transaction speed and flexibility for Bitcoin holders by enabling interaction with decentralized applications and broader on-chain activity.

Maxi Doge is a meme-based crypto project that relies mainly on branding, community engagement, and market sentiment. 

It does not place a strong focus on functional utility, and its performance is largely tied to social traction and broader meme coin trends.

Pepenode combines gaming elements with mining simulations, creating an interactive ecosystem where users earn rewards through in-game progression. The project centers on engagement and entertainment rather than payments or traditional financial services.

Each project targets a different use case, which highlights Digitap’s specific focus on payments and financial access.

Digitap does not show clear signs of being a scam. In fact, the project has a working beta app, audited smart contracts, and a defined roadmap. Especially a working beta app is a rare thing when it comes to presales or early-stage projects in crypto.

At the same time, Digitap is still in development. Several features promoted in marketing materials are not live yet and depend on future execution.

For users comfortable with early-stage risk, Digitap is a fintech project with a clear direction. 

As always, joining a crypto presale should be based on personal risk tolerance and ongoing research.

What is Digitap?
Digitap is an early-stage fintech and crypto payment project that aims to combine crypto wallets and traditional payment services in one mobile app. The platform is currently available in beta.

Is Digitap legit?
Based on available information, Digitap appears to be a legitimate development-stage project. It has released a beta app, published documentation, and completed smart contract audits, though several features are still in progress.

Is Digitap audited?
Yes. The TAP token smart contract has been audited by Coinsult and SolidProof. These audits cover the token contract, not the mobile app itself.

Does Digitap have sound tokenomics?
Digitap uses a fixed token supply with allocations for presale, development, staking, marketing, and liquidity. The structure follows common utility-focused presale models, with long-term vesting for the team.

Are there any legitimate crypto presales?
Yes, some crypto presales are legitimate, especially those that show real development progress and transparent documentation. However, all presales carry risk. Digitap fits the profile of an early-stage project that is actively being built.

Is Digitap audited?
Yes. Digitap’s TAP token smart contract has been audited by Coinsult and SolidProof. The audits did not report critical vulnerabilities, though they apply to the token contract and not the mobile application itself.

Does Digitap have sound tokenomics?
Digitap uses a fixed supply of 2 billion TAP tokens with allocations for presale, development, staking, marketing, and liquidity. The structure follows a common utility-focused presale model, with long-term vesting applied to the team allocation.

Digitap presale is Live NOW. Learn more about their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap

Win $250K: https://presale.digitap.app/

DISCLAIMER: CAPTAINALTCOIN DOES NOT ENDORSE INVESTING IN ANY PROJECT MENTIONED IN SPONSORED ARTICLES. EXERCISE CAUTION AND DO THOROUGH RESEARCH BEFORE INVESTING YOUR MONEY. CaptainAltcoin takes no responsibility for its accuracy or quality. This content was not written by CaptainAltcoin’s team. We strongly advise readers to do their own thorough research before interacting with any featured companies. The information provided is not financial or legal advice. Neither CaptainAltcoin nor any third party recommends buying or selling any financial products. Investing in crypto assets is high-risk; consider the potential for loss. Any investment decisions made based on this content are at the sole risk of the readCaptainAltcoin is not liable for any damages or losses from using or relying on this content.

The post Is Digitap (TAP) Legit or a Scam? 2025 Review appeared first on CaptainAltcoin.

286 +