Discover FOTON, the financial ecosystem of the future! FOTON is a decentralized, digital crypto banking platform that enables instant transactions through contactless payments and the blockchain technology.

The platform seeks to revolutionize the world of banking. The decentralized crypto bank is designed for multi-currency transactions with a built-in fiat and cryptocurrency exchange system and contactless payments for goods and services worldwide. FOTON pre-ICO is already ongoing.

The FOTON project has no intermediaries. It works with its own cryptocurrency and interbank community powered by the Light in-house blockchain technology that enables it to combine finance and customer service processes.

Besides, it provides a simple and easy-to-understand crypto tool with minimum fees and secure payments through smart contracts. With its in-house ecosystem, the project can establish and manage various financial and social institutions through its decentralized registry.

Since FOTON involves no intermediaries, the platform is 7.75% more cost-effective than the centralized banking and payment systems. In fact, the centralized platform involves a string of brokers with less or no transparency in the dealings, leading to high commissions for both merchants and affiliates.

On the other hand, the decentralized FOTON platform creates a transparent community, automated with special engineering technology that connects brokers and utilizes smart contracts for fair deals.

When it comes to commissions, the centralized platforms charge up to 10% of the average budget spent, which are only based on the interest holders. FOTON, on the other hand, offers lower commissions. The platform charges an average of 0.5% of deals and even makes them lower according to asset management in fair trading.

Besides, centralized platforms are associated with high costs in which financial solutions and payment systems cost enough for business accounts—in management, services, and accounting. On the contrary, FOTON is free to use. The platform already has adequate ready and free financial services that customers can utilize. It is equally free to communicate with partners.

On the issue of scalability and anonymity, centralized platforms offer no scalability and anonymity. The systems are outdated and therefore, it’s difficult to apply new technology solutions. On the FOTON platform, variety of tariffs and accounts provide anonymous use of crypto-fiat payment operations with global scale connection.

The FOTON platform is advantageous and convenient. The following are the principal features:

For stakeholders, the platform offers the highest level of reliability and security with instant transfer of funds from one point to another without limits at 0.5% transfer fee. They can also exchange and withdraw cryptocurrency for a fee of 0-0.10%. Besides, the platform offers the lowest fees and no hidden fees, including loan for private individuals and legal entities.

For private individuals, FOTON offers instant, smart contract-based payments for any services using cryptocurrency without withdrawal of money from their wallet.

The platform embraces NFC technology that enables contactless payment methods for mobile-powered devices. With a well-developed loyalty system, bonuses, and cashback for operations, good deposit rates are all part of the platform.

Legal entities on the FOTON platform can enjoy non-cash purchases of cryptocurrency at a good rate. In addition, the platform allows legal investment of corporate funds in crypto projects, purchase of tokens, and participation in ICOs. They can also engage in salary projects as well as cash withdrawals from any part of the world.

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