XRP has long been viewed as one of the few cryptocurrencies with the potential to challenge Ethereum’s position in the market. Right now, Ripple’s XRP has a market cap of around $205 billion, while Ethereum sits at $445 billion. With the gap closing and XRP gaining adoption across banks and payment networks, some believe it’s not a question of if XRP will flip ETH but when.

But what about Bitcoin? Could Ripple ever rise above the world’s first and biggest cryptocurrency?

That was the focus of a recent video by Matthew Perry on his YouTube channel. In the discussion, Perry explored why XRP might not only overtake Ethereum but also Bitcoin itself. While it sounds far-fetched to some, he argued there’s a real use-case-driven path that could make it happen.

In the video, Matthew Perry starts by challenging how most people talk about crypto. He noted that many investors understand Bitcoin only because it’s been overexplained, but when you ask people what Ethereum or XRP actually do, they usually can’t explain. That’s where XRP’s real value lies.

XRP was designed for speed, scalability, and global payments. Perry explained that Ripple, the company behind XRP, is already working with banks and institutions to make cross-border payments faster and cheaper. XRP can process up to 1,500 transactions per second with settlement times of just 3 to 5 seconds. Compare that with Bitcoin’s 7 transactions per second and 10-minute block time, and it’s clear why Perry believes XRP is better suited for real-world use.

According to him, Bitcoin has moved away from being a usable currency. Instead, it has become a digital store of value. XRP, on the other hand, could still fulfill the original vision of crypto: a decentralized and fast payment system that doesn’t rely on the dollar or slow financial infrastructure.

He also pointed to growing institutional interest in Ripple’s solutions, especially as regulation clears up. Perry noted that possible XRP ETFs and favorable legal outcomes could drive more adoption among banks and hedge funds. Combined with the token’s ability to support NFTs, DeFi, and tokenized assets, he sees XRP’s ecosystem growing far beyond simple transfers.

Matthew Perry acknowledged that overtaking Bitcoin would not be easy. Bitcoin’s market cap is still more than ten times larger than XRP’s. But he believes XRP has more upside due to its use case, expanding partnerships, and supportive community. He suggested that a $35 XRP price is very possible, and from his perspective, even $100 could be within reach if utility and adoption explode.

That would require trillions of dollars in market cap flowing into XRP, but Perry argued that this isn’t unrealistic in a true utility-driven bull run. He also highlighted how XRP has already outperformed Bitcoin in some trading pairs during mid-2025, which may signal a shift in sentiment.

Of course, he admitted there are counterarguments. Bitcoin has the strongest brand in crypto. It’s viewed as digital gold and benefits from scarcity and deep trust. XRP still faces competition from other payment-focused networks and legacy systems like SWIFT. But Perry believes those challenges are manageable, especially with Ripple CEO Brad Garlinghouse involved in regulatory conversations and global policy discussions.

Read Also: 99% of XRP Holders Have No Idea What’s Coming on July 25

Perry was clear that his views are just one side of the conversation. He doesn’t want people to buy XRP just because he sounds convincing or enthusiastic. His point was to encourage deeper thought about what crypto was built for, and which tokens actually deliver on those goals.

He closed by reminding viewers that while Bitcoin has always been at the top, it may not stay there forever. If XRP continues to grow in real-world usage and regulatory clarity improves, it could shift the crypto landscape in a way many didn’t expect.

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The post Can Ripple (XRP) Overtake Bitcoin to Become Number One Crypto? Here’s What’s Possible appeared first on CaptainAltcoin.

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