2018-11-18 22:34 |
XRParrot is a product launched by one of the members of XRP community, dubbed as WietseWind, that has already launched couple of apps in the XRP ecosystem. The founders see XRParrot as a mean that will serve either users new to XRP, without exchange accounts, or users wishing to make it easier to repetitively get some XRP.
The XRParrot goal is simple, yet very ambitious: To facilitate the easiest fiat-to-crypto conversion, starting with Euro-to-XRP. And it works in an exceptionally simple way as there are only couple of steps necessary:
enter your phone number, banking and wallet data at: https://xrparrot.com/ confirm entered information send money to the XRParrot bank account using your bank account receive XRP in your walletThe fee for the service is 0,5% but minimum 1 ˆ. The maximum deposit is ˆ500 per month and it might be heightened in the future. You can also make regular payments every month by configuring an automated money transfer with your bank to the XRParrot bank account, with your Payment reference (Payment ID).
As the XRP focused blog writes, this is possible thanks for the so called PSD2 regulations in Europe:
“Due to new European banking regulations known as the PSD2 (Revised Directive on Payment Services) 1, banks must make their customers’ accounts available for connecting freely and securely with other banks and financial services companies, thereby encouraging competition to the benefit of European citizens.
This allows websites such as XRParrot to connect with European bank account holders via an IBAN and identifying telephone number.”
As the site states on their FAQ page, the XRParrot service exists to make it as easy as possible to purchase relatively low amounts of XRP using the existing SEPA banking system. Using XRParrot you can easily setup an automated, scheduled payment to get yourself some XRP. Also, people new to XRP can easily get started with platforms like the XRP Tip Bot without having to register at an exchange, to deposit, exchange, withdraw, etc. just to get some XRP.
Read a comparison of ripple vs stellar lumens.
Will XRParrot be launched outside of EU? Most likely not. The founder himself said this on Twitter: “Yes, only EUR. Other currencies are not on the roadmap. EUR was relatively easy to setup and was more about coding than about regulation. Expansion would mean more regulation, less coding. I prefer coding, especially if I can use it to help the community, other devs &/or adoption”The post XRP availability in EU gets a huge boost as XRParrot goes live appeared first on CaptainAltcoin.
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